:root{--navy:#0a1f44;--gold:#d6a84f;--cream:#f7f4ec;--ink:#18202b;--muted:#667085;--white:#fff;--border:#d8dee8}
*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.6}a{text-decoration:none;color:inherit}.container{width:min(1120px,92%);margin:auto}
header{position:sticky;top:0;background:#fffffff2;border-bottom:1px solid var(--border);z-index:10}.nav{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{font-weight:800;color:var(--navy);display:flex;align-items:center;gap:10px}.mark{width:38px;height:38px;border-radius:10px;background:var(--navy);color:var(--gold);display:grid;place-items:center;font-weight:900}.links{display:flex;gap:18px;flex-wrap:wrap;font-size:14px;font-weight:700}
.hero,.pagehero{background:linear-gradient(135deg,var(--navy),#102c62);color:#fff}.hero{padding:90px 0}.pagehero{padding:62px 0}.grid2{display:grid;grid-template-columns:1.2fr .8fr;gap:40px}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.section{padding:70px 0}.alt{background:var(--cream)}h1,h2,h3{line-height:1.15;margin-top:0}h1{font-size:clamp(42px,7vw,70px)}h2{font-size:clamp(30px,4vw,44px);color:var(--navy)}h3{color:var(--navy)}.lead{font-size:20px;color:#e4eaf4}.kicker{color:var(--gold);font-weight:900;text-transform:uppercase;letter-spacing:.1em;font-size:13px}.card{border:1px solid var(--border);border-radius:16px;padding:24px;background:#fff}.btn{display:inline-block;padding:12px 18px;border-radius:10px;font-weight:800}.primary{background:var(--gold);color:#20242a}.secondary{border:1px solid #fff;color:#fff}.check{list-style:none;padding:0}.check li{margin:10px 0;padding-left:26px;position:relative}.check li:before{content:'✓';position:absolute;left:0;color:#17804b;font-weight:900}.notice{background:#fff7e6;border:1px solid #efd49b;border-radius:12px;padding:16px;color:#6b4d14}
footer{background:#07162f;color:#dbe5f3;padding:36px 0;margin-top:20px}.footergrid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:28px}.small{font-size:13px;color:#94a3b8}
@media(max-width:820px){.grid2,.grid3,.footergrid{grid-template-columns:1fr}.nav{align-items:flex-start;flex-direction:column;padding:14px 0}}